Relocating Made Easy!
Whether you are coming from within Canada or half way around the world, I am here to help make your move stress free and exciting.
I can help you find a home anywhere in the area. I will provide information on neighbourhoods, schools, parks & recreation, local transit, hospitals – everything you need to make the right decision.
First-Time Home Buyers
Although the home buying process can be overwhelming at times, the key to a smooth transaction for most purchasers is education, preparation and guidance from a professional REALTOR. Determining what you want and need in a home, combined with the knowledge of current housing market conditions will go a long way in easing your mind, especially if they are done before you begin your search.
For example, where would you like to live? Would you like to be close to the office? In the downtown core? Or would you prefer to live in a more rural community, away from the hustle and bustle of city life? . What about the characteristics of the home? How many bedrooms would you like? Bathrooms? Do you need a large kitchen? Is a garage important? How about lot size? Are you willing to sacrifice location for size and price?
Finally, are you prepared to renovate? Or would you prefer a new home in an established neighbourhood? What about the condominium lifestyle?
Other considerations include:
- Market conditions: Is it a buyers market? A sellers market? A balanced market? How will each market affect me? Are prices on the rise or on the decline? Are mortgage rates steady or dropping? What areas are hot with purchasers?
- The economic outlook: Are storm clouds on the horizon? Will housing prices decline as a result? When is the right time to buy?
- Schools: How are the public schools in the area you are considering? Are private schools in close proximity as well? How about amenities such as parks and tennis courts?
So many questions! Don’t worry, I am here to help you. Tell me about what to look for in your new home. With years of knowledge and experience, I am an excellent source of information.
Whether you are buying your first home, your retirement home or an investment property you have to provide a down payment as well as put money aside for closing costs. Closing costs are in addition to your deposit or down payment and your bank will likely ask for proof of these funds to ensure you can close.
Closing costs will vary from one purchase to the next. As a guideline, you will need approximately 2% of the purchase price to cover closing costs.